★ Best Pick
🏆 Best overall: Fidelity Rollover IRA is the right pick for most people. $0 minimum, $0 commissions, 3,400+ no-transaction-fee mutual funds including their flagship FZROX (US total market) at 0.00% expense ratio — the only true zero-cost fund in this comparison.
This is a companion discussion topic for the original entry at https://pickly.blog/en/articles/best-401k-rollover-2026/